Archive for the ‘unemployment’ Category

Due to a larger than normal volume of requests…#customerservice #unemployment #corporate #greed

To be honest I should have started this thread a long time ago but better late than never I suppose. I intend to add on an ‘as necessary basis’

So basically my thoughts are that any company that responds with the expression

“Due to a larger than normal volume of requests”

or similar type statement, actually knows that they are not providing an efficient customer service. (Note, customers are the people that keep your business alive)

So the solution is to put your corporate hand in your pocket, pay the CEO a few million less and take on some more staff, thus helping reduce unemployment, improving the nations self worth, giving back to society, give your government a bigger tax take and above all, reduce customer annoyance.

This slideshow requires JavaScript.

1. 29th May 2014 Your feedback is important to us. Due to a larger than normal volume of requests, you should expect to receive a personal response from a Starbucks customer service representative in 4-5 business days. (In fairness I received a satisfactory response within 24 hours)


honourable effort from Pingit but isn’t maths taught at school any more? #education

October 1, 2013 Leave a comment

Jersey Français : Jersey

Jersey Français : Jersey (Photo credit: Wikipedia)

‘Split the bill with Barclays Pingit

We’ve all been there – out for a team lunch or a birthday dinner with a large group of people and, when the bill arrives, you’re left to figure out what everyone owes.

Now you can use the Barclays Pingit in-app calculator to quickly work out how to split the cost, add individual tips and request payments from your friends. So you won’t be left out of pocket’


HM Revenue & Customs: Tackling tax avoidance: Spotlights #QE #BOE #HMRC #tax #taxpayer #saver #pension #hypocrisy

September 9, 2013 Leave a comment

HM Revenue and Customs seen from Parliament Sq...

HM Revenue & Customs: Tackling tax avoidance: Spotlights.

Interesting article from HMRC on tax avoidance.

Go towards the bottom of the page…

Further information, tax planning to be wary of:

Tax planning to be wary of

  • It sounds too good to be true.
  • Artificial or contrived arrangements are involved.
  • It seems very complex given what you want to do.
  • There are guaranteed returns with apparently no risk.
  • There are secrecy or confidentiality agreements.
  • Upfront fees are payable or the arrangement is on a no win/no fee basis.
  • The scheme is said to be vetted by a top lawyer or accountant but no details of their opinion are provided.
  • The scheme is said to be approved by HMRC (it does not follow that this is true).
  • Taxation of income is delayed or tax deductions accelerated.
  • Tax benefits are disproportionate to the commercial activity.
  • Offshore companies or trusts are involved for no sound commercial reason.
  • The involvement of professional trustees is claimed to guarantee that the arrangements succeed.
  • A tax haven or banking secrecy country is involved without any sound commercial reason.
  • Tax exempt entities, such as pension funds, are involved inappropriately.
  • It contains exit arrangements designed to sidestep tax consequences.
  • It involves money going in a circle back to where it started.
  • Low risk loans to be paid off by future earnings are involved.
  • The scheme promoter lends the funding needed.
  • There is a requirement to take out insurance against the failure of the tax planning to deliver the tax benefits.

is it just me, or do some of these sound like the definition of QE?

Common sense?

Carney Cripples Savers for Years With Rates Pledge: U.K. – Bloomberg #savers #pension

September 9, 2013 Leave a comment

cropped-tomb-commonsense.jpgCarney Cripples Savers for Years With Rates Pledge: U.K. – Bloomberg.

Seems a bit harsh to kick Mr Carney in the ‘painfuls’ when his predecessor Mr King failed to even spot the financial crisis. Either way neither will go hungry.

Common sense and fairness, not really!

BBC News – GCSEs 2013: Top grades fall for second year #moronic #fail #stupidity #wtf #Gcse results

August 22, 2013 Leave a comment

English: neck of bottle of champagne

English: neck of bottle of champagne (Photo credit: Wikipedia)

BBC News – GCSEs 2013: Top grades fall for second year.

So it’s become tougher to pass your GCSE’s this year for the first time in 25 years!

In my humble opinion the examiners need a sharp and severe kick in the pants.

Let’s look at what our kids, the future generation are being fed with every day.

Financial crisis, worsening job prospects, massive national debt, misselling by banks, rising cost of living just to name but a few. So how do we go about encouraging children to work hard, to succeed for the future?

Answer, reward them with fewer GCSE passes!

Unbelievable. Common sense, not if you are a GCSE examining body!

Payday Loans Firms Face Competition Inquiry #RBS #Lloyds #Cable #loanshark

English: Cash Advance, Payday Advance Store Ou...

English: Cash Advance, Payday Advance Store Outlet in Toronto downtown. (Photo credit: Wikipedia)

Payday Loans Firms Face Competition Inquiry.

Well this is a refreshing start.

But I could save everyone a lot of time and money by letting you know that if our high street banks started to support ‘individuals’ in their time of need by lending money at sensible rates, the payday industry would simply disappear.

After all it’s not rocket science, just common sense.

Another long, long, long summer ahead #austerity #Merkel #Greece #Spain #Italy

Christmas in the post-War United States

Christmas in the post-War United States (Photo credit: Wikipedia)

So what’s changed since my original article in May 2012?

Not a lot really, other than Italy is about to explode with reportedly huge derivative losses approaching expiry. Hotly denied by the Italian government of course.

There is only one answer of course to the global mess, which is the good bank, bad bank theory……leave all the rubbish to your great great great grandchildren, stick interest rates up, lob Basel III in the bin, start lending again and get on with it.

Unfortunately there are no major global sporting events to look forward to this summer…

Oh well, it’s nearly Christmas…

Common sense, just common sense.